We earn commissions from brands listed on this site, which influences how listings are presented.

ARW Home Review

American Residential Warranty (ARW) Review (2025)
By Top10.com StaffBy Top10.com Staff -
Last Updated: May 26, 2025
logo-ARW HOME
Visit Site
Average annual premium
$400 to $1,500
Contractors
$55 to $125
Service call fee
15,000+

In a Nutshell

American Residential Warranty is a great option for homeowners seeking out a variety of warranty options. The company offers six standard home warranty plans, with the ability to customize a plan to fit your unique needs. The monthly fees cover the cost of replacement or repair of most major home appliances or systems. You’ll be able to choose your own licensed contractor or one of the company’s licensed service technicians.

Average annual premium
$400 to $1,500
Contractors
$55 to $125
Service call fee
15,000+

Top ARW Home Reviews

John Reberger
Iv always had the best timely claims
Iv always had the best timely claims
JA
James I Allen
I was treated like a value customer and…
I was treated like a value customer and the lady I talk to was very nice
Glam Louise
Joel attention to details in updating…
Joel attention to details in updating my payment method.
See all ARW Home reviews

How do I know I can trust this ARW Home review?

Top10.com authors, contributors, and editors are serious about research. We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! Together, with reviews from industry experts, we find the Top 10 best products and services to make sure you can choose with confidence and ease.

ARW Home ARW Home Visit Site

ARW Home Plans 

ARW Home offers six plans, allowing you to customize your coverage to fit your needs.

Appliances

Heating and Cooling

Kitchen Plus

Platinum

Platinum Premier

3-in-1 Bundle

4-in-1 Bundle 

Central AC


Central Heating


Washer and Dryer

Interior Electrical System

Humidifier


Refrigerator


Oven/cooktop


Dishwasher


Garbage Disposal


Built-in Microwave


Kitchen Exhaust Fan


Plumbing System




Water Heater


Plumbing Stoppages 




Ductwork




Ice Maker 




Garage-Door Opener




Ceiling fans




Ultimate Electronics Package





Deluxe Advantage Package





Water & Sewer Lines







Optional Add-Ons

ARW Home offers add-on coverage for a number of systems and appliances, including:

  • Ultimate Electronics Protection (laptops, tablets, TVs, game consoles, desktops, printers, and other electronic devices)

  • Deluxe Advantage Package (AC refrigerant and coils, plumbing faucets and fixtures, garage door springs and tracks, improper installation, mismatched systems, and toilets.)

  • Pools and spas

  • Well pumps

  • Food spoilage

  • Additional refrigerators

  • Additional cooktops and ovens 

  • Ceiling fans

  • Water heaters

  • Washers and dryers

  • Ice makers 

  • Plumbing systems

  • Built-in microwaves

  • External water or sewer lines

Plan Exclusions

ARW Home doesn’t cover items that are damaged due to misuse or abuse. For example, if your microwave breaks because you place something in there that shouldn’t go in there, ARW Home won’t cover the damage. 

ARW Home also only offers coverage for single-family residential homes. If the home is used for commercial purposes (i.e., if it’s a daycare or church), then ARW Home won’t cover you. 

ARW Home Plan Pricing

The price of your ARW home warranty coverage depends on the plan you choose and if you select any add-ons. ARW Home’s prices are a little high compared to industry standards, but they can be worth it since its coverage is extensive. Here are the base prices for each plan.

Plan 

Monthly Premium

Heating And Cooling

$39.99

Kitchen Plus

$34.99

Platinum

$49.99

Platinum Premier

$59.99

3-in-1 Bundle

$109.99

4-in-1 Bundle

$124.99

Ultimate Electronics Protection (add-on) 

$24.99

Deluxe Advantage Package (add-on)

$25.99 (Available on Platinum Premier only)

In addition to monthly premiums, service fees range from $55-$75 per visit, which is very affordable compared to other plans.

How to file a claim with ARW Home

One of the downsides to ARW Home is that claims can’t be filed online. To file a claim, you’ll need to call the specific number dedicated to your plan or state. 

  • (877) 637-7890: Claim line for all states except California, Iowa, Texas, and Virginia

  • (800) 863-8600: Claim number for the above-excluded states 

  • (844) 885-8621: Number for Ultimate Electronics Protection

Once you call the number, you’ll be assigned a service provider and ARW Home will give you their contact info. You can then call the service provider to schedule your diagnostic and repair service. 

ARW Home responds to claims within 36 hours, and it’ll try to get a technician to your home within 48 hours. If the repair is deemed an emergency, it’ll try to shorten the response and repair time to 24 hours. 

While ARW Home doesn’t stipulate the number of claims you can file, it has a payout cap of $2,500 per item per year.

Is ARW Home Legit?

ARW Home has an A+ rating with the Better Business Bureau. It’s also verified on Trust Pilot and has a 3.8/5.0 rating, with over 600 reviews. 

What’s Unique About ARW Home?

ARW Home is unique in that it lets you choose your own contractor or technician for repairs if you don’t want to use an ARW-registered contractor. Before completing repairs, the contractor just needs to call ARW Home to be authorized. This way, you’ll only be responsible for the service fee. 

ARW Home also guarantees 30 days on labor and 60 days on parts. If the repair fails within this period, the company will send a technician over to fix it, free of charge. 

Help and Support

In addition to 24/7 claims support, ARW Home also offers customer support via phone. Customer service can be reached  at (800) 910-8538 Monday to Thursday 8:30 am to 7 pm EST, Friday 8:30 am to 4 pm EST, and Saturday 9 am to 6 pm EST. 

For billing inquiries, call (877) 752-6796, Monday to Thursday 8:30 am to 7 pm EST, Friday 8:30 am to 4 pm EST, or Saturday 9 am to 6 pm EST. 

If you don’t get through to billing or customer service, you can expect to hear back within a few hours or by the next day, depending on when you call. ARW Home also has a contact form on its website and a robust FAQs page. 

What about the ARW Home app?

ARW Home does not offer a mobile app. 

How to Get Started with ARW Home

You can sign up for an ARW home warranty plan by filling out a form online. You’ll be asked to provide some basic details, including your name, email address, phone number, and zip code. You’ll then be given a list of quotes, and you can select the plan that best suits your needs. 

When signing up for a plan, you’ll need to provide information about the appliances you want covered, such as the make, model, and age of the appliance. If you have any difficulties signing up for a plan online, you can contact a customer service representative to help you through the process. 

To cancel your plan, you’ll need to send a written notice to the company’s headquarters. You’ll get a full refund if you cancel within 30 days, and otherwise you’ll receive a prorated refund equal to the remaining length of coverage. 

How ARW Home Compares to Other Home Warranty Services

As you can see from the table below, ARW Home has other companies beat when it comes to its service call fees, with prices starting at $55. While other home warranty companies offer plenty of in-network contractors, ARW Home is the only one that lets you choose your own contractor that isn’t ARW Home registered, giving you access to unlimited options. 

You’ll also notice that ARW Home has a wider range of annual premium costs, highlighting how customizable the plans are and demonstrating that there is a plan for every budget.


ARW Home

American Home Shield 

Select 

Choice 

Average annual premium

$300-$1500

$500-$700

$630-$700

$560-$660

Contractors

Unlimited (Choose your own)

17,000 in-network 

10,000 in-network 

25,000 in-network 

Service call fee

$55-$75

$75-$125

$75-$100

$85

Service requests

24/7

24/7

24/7

24/7


ARW Home ARW Home Visit Site

The Bottom Line

ARW Home offers a variety of home warranty plans to fit homeowners’ needs. While ARW Home plans can be pricey compared to the industry standard, coverage is extensive. Even though you can’t file a claim online or through an app, you do have the option of choosing your own contractor, which can help speed up repair times.

Service requests can be made 24/7, 365 days/year, and you only need to pay $55-$75 in service fees, making ARW Home attractive if you’re willing to pay a bit more upfront to get lower costs and comprehensive coverage when an appliance breaks.

Top10.com's editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services.

ARW Home reviews

Average • Reviews 1,024
on
Excellent
70%
Great
12%
Average
4%
Poor
1%
Bad
14%
Sort by
John Reberger
2 days ago
Iv always had the best timely claims
Iv always had the best timely claims
JA
James I Allen
1 month ago
I was treated like a value customer and…
I was treated like a value customer and the lady I talk to was very nice
Glam Louise
1 month ago
Joel attention to details in updating…
Joel attention to details in updating my payment method.
FM
Frances Martz
1 month ago
I had the pleasure of having Vanessa…
I had the pleasure of having Vanessa take my call. She was professional, competent and very friendly. She was a delight to work with. I feel she needs a raise, dinner or some sort of recognition for her excellence service.

Copyright © 2009 - 2025 Natural Intelligence Ltd. All Rights Reserved.

Mailing address:

4023 Kennett Pike #50055

Wilmington, DE 19807

Top10.com is designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such.

Reproduction in whole or in part is strictly prohibited.

As an Amazon Associate we earn from qualifying purchases.

OSZAR »